This is what you can expect with an »

You will receive an exclusive HSBC Plus Debit Card. This provides instant worldwide access to your money when you need it. We’ll also not charge you any HSBC ATM transaction fees for cash withdrawals made abroad.

Great Credit Interest and Preferential Overdraft Rate – currently 17.9% EAR variable

With HSBC Plus, you can expect great credit interest on the first £1,000 in your account and a preferential overdraft rate compared to our Current Account.

24/7 banking at your fingertips

If you open or upgrade to HSBC Plus, you can speak to our customer service representative at all times via Telephone Banking (even on public holidays).

And for those who prefer to get more hands-on, Internet Banking is only a few clicks away. It allows you to perform everyday banking tasks, such as making payments, transferring money between accounts and viewing transactions. You can even have a webchat or request to be called back, this service is exclusive only to customers.

Text Banking

A new FREE service available to HSBC Plus customers.

  • Request to have tailored alert messages and mini-statements sent direct to your mobile phone.
  • Choose to be in complete control of your finances on the move, at home or work.
  • Nominate up to three sterling bank accounts and/or credit cards.
  • Choose from any combination of up to eight mini-statements and event text messages.

What are you waiting for? It doesn’t hurt you to apply - so apply now for your own »

This is not the time to be financially irresponsible. The credit crunch has had a bad effect so far and speculation leads us to believe that it will get worse. That’s why having bad credit can be devastating for anyone.

So how do you survive bad credit? For that matter, how do you continue to live normally and rebuild after you’ve had a bad credit rating? What about getting credit cards when nearly everyone seems to reject your applications?

Getting bad credit credit cards isn’t as difficult as it might seem, even in today’s environment. Regardless of your history, you can get one and get the right one for you. Certainly, the terms may be higher, and more difficult to live with than normal credit cards but when you have attained a better credit rating you can move on.

With nothing to lose and everything to gain, see for yourself and get started on the right track!