Nationwide offers three types of mortgage:

  • fixed rate mortgages
  • variable mortgage (Base Mortgage Rate)
  • tracker mortgages

    …and you get a range of flexible features as standard:

    • interest is calculated daily
    • make underpayments, overpayments and take payment holidays
    • available as repayment or interest-only mortgages
    • free mortgage payment protection insurance for 3 months
    • no hidden fees or charges

    Former Portman Building Society mortgage customers whose mortgage product was taken out before 28 August 2007 or whose mortgage is now on or linked to the Nationwide Base Mortgage Rate should refer to their mortgage conditions for details of the flexible options and product features that apply to their mortgage. The product features listed on these pages refer to new Nationwide mortgages.

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