Have more with MBNA! The now gives you 0% p.a. on balance transfers until your statement date in July 2009 (2.9% handling fee applies) AND 0% p.a. on card purchases until your statement date in September 2008, 15.9% APR typical (variable).

Plus, unlike some other lenders, they guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!

There is no annual fee to pay and no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell them as soon as your card cannot be found or you notice any unusual transactions on your account. On top of that, there is a free 24-hour worldwide telephone helpline and online banking service that provide control and flexibility in managing your account.

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Long promotional rates on balance transfers AND card purchases.