The helps you organise your time more efficiently. You can see all your accounts at a glance and keep track of expenditure in one place. It takes away the hassle of paperwork and administration; giving you time to do the things that matter. Whether that’s free time away from the office or concentrating on new ways to grow your business.

0% p.a. on balance transfers for 9 months and 0% p.a. on card purchases for 3 months, both from the date the account is opened. A standard annual rate of 17.9% p.a. (variable), and a yearly membership fee of just £29. 0.5% cashback on all card purchases (terms and conditions apply) plus double cashback on fuel purchases.

Apply for your own »


Pixpay the owners of have been in the prepaid market for several years and are one of the largest gift card providers in the US. At the beginning of this year they launched the Crystal Prepaid MasterCard it is an exciting new reloadable Chip & PIN entrant into the prepaid MasterCard market. The first prepaid credit card to achieve 5* rating by www.compareprepaid.co.uk.

Receive thousands of discounts

With thousands of free discounts when you use your card through their partners Crewise. Such as Marks & Spencer, Boots, Haven Holidays, The AA, Thorpe Park, Ascot Racecourse Ltd and many many more for further details see link.

Total Application process Control

They are in full control of their application process which makes them unique as most of the prepaid card companies do not have this facility. This enables them to process applications quickly and efficiently that the hard work you have done are converted to the full potential.

International URU Check

is simple to apply for on-line and they need either an international passport number or a UK driving licence together with a UK address. They process all applications through international URU, which ensures that all applicants are actual sales; this cuts down the limitation of fraud.

What does it cost?

It only costs £9.99 to get your card with a monthly fee of £2.99 to get access to all of the card features. This can be paid online or by another card or via SMS at HSBC PayZone or coming soon activation vouchers and top up vouchers that can be sold at retail outlets.

Loading your card?

The Crystal Card can be loaded free via BACS and standing order; additional loading can be done at HSBC, 140,000 retail outlets worldwide, by SMS, online, over the phone and top up vouchers,

Who would want one?

The card is not just aimed at those who do not have access to a MasterCard / credit or debit card facility such as individuals with debt / credit problems, bankrupt or recent immigrants to the UK.

It is aimed at the everyday person so they can budget their expenditure for those who do not want to extend credit card bills. An alternative to using a bank account to have wages paid or to manage expenses control paid onto the card from employers. More importantly they have access to thousands of discount where soon we will be able to extend on the discounts based on card spends giving long-term customer value.

  • No risk of debt - spend only what you have
  • No credit checks or bank account required. 100% approval of all applicants above the age of 18 (Below 18 need parental consent)
  • Shop anywhere in the world where MasterCard® is accepted - on the Internet, over the phone and on the high street
  • Accepted at 25 Million retail outlets and Million ATM’s Worldwide
  • Shop securely with Chip and PIN
  • 24/7 balance enquiry phone line and online account management
  • Top Up at over 140,000 locations across the worldwide
  • Top Up online with a credit or debit card
  • Have your wages paid directly to your card by your employer
  • Transfer money from any bank account to your card
  • Have 3 cards on one account
  • Available in £, $ and €
  • Maximum limit £6,000 per account
Who would want the Crystal MasterCard?

Crystal™ MasterCard has numerous uses as, an everyday convenience card for those who

  • Don’t have a bank account and need a home for their money
  • Are newcomers to the UK, don’t have a credit rating and need plastic
  • Are going abroad and prefer to carry cash on a card

An Online Internet Payment Card for those who

  • Wish to shop online but don’t have plastic
  • Are worried about online fraud
  • Feel that online shopping is subject to potential fraud

The Online Gaming card for those who want to

  • Indulge in the latest gaming online and be able to control what you spend
  • Limit their financial exposure by not using their credit card
  • Protect their identity online

The Payroll card for those

  • Employee’s who want their wages to be paid on a card and save cheque cashing fees
  • Employer’s who want to pay their staff using a card instead of cash/cheque