• 0% on balance transfers for 12 months from opening your account (2.5% handling fee applies)
  • 2% cashback on supermarket and petrol (up to £15 per month)
  • 0.5% cashback on all other spending

People choose because all customers could enjoy:

  • No annual fee
  • Identity Protection Service – advice about protecting yourself from identity theft
  • Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account
  • Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
  • Emergency help when travelling abroad
  • Great holiday deals with our Travel Service
  • Convenient online account management
  • Emergency cash advance and credit card replacement service
  • Text alerts five days before payment is due (opt in required)
  • 24 hour helpline

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