What you should know before you apply for the :

  • The rate for balance transfers will be 4.9% until 31 January 2012, where the transfer is made within 30 days of account opening.
  • Balances cannot be transferred from cards issued by other members of the HSBC Group, including first direct.
  • Please read our conditions and check our summary box.

Application eligibility criteria:

  • Are you 18 years or over?
  • Do not already hold an ?
  • Are you happy for us to undertake a credit register search and credit scoring (PDF, 40kb)?
  • Can you provide us with identification and proof of your address?

    • What do you get for using the ?

    • 0% on purchases made in the first 12 months after account opening
    • 4.9% until 31st January 2012 on balance transfers made within the first 30 days of account opening

    Apply now for the »