Clear from American Express

Let’s be clear. The has absolutely no fees. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind. What Clear does have is value you can plainly see.

  • 0.00% intro APR for up to 12 months
  • 5.99% fixed APR on balance transfers
  • Automatic Rewards
  • Flexibility to pay over time
  • User-friendly credit report and score
  • American Express World-Class Customer Service

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New Millennium Bank Black Diamond Visa®/MasterCard®

New Millennium Bank has helped thousands of people get their Visa® and/or MasterCard® through our unique, national secured credit card program.

New Millennium Bank are known for excellence such as:

  • An established track record of trust and safety.
  • Rated 4 stars (Excellent) by Bauer Financial Services.
  • Passes stringent annual reviews by federal and state regulatory groups responsible for the safety and soundness of the national banking system.
  • Deposited funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).

The New Millennium Bank offers two platinum, secured cards as our way to partner with our customers as they establish new credit or rebuild damaged credit.

A secured card is very simply a credit card that is secured by your deposit in an interest earning savings account. Unlike a debit card which is linked to a checking account and does not report to the credit bureaus, your secured card is seen as a credit card and only you and the bank know that it is secured by your funds in the bank. Each month, the bank will report to the 3 major credit bureaus, so by managing your account and making your monthly payment on time, this is the surest way to build or re-build your credit.

Choose two cards, and you not only can increase your total credit line, but by paying two cards on time each month, your credit will build more quickly. The best part is that your deposit will earn interest all the while.

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