Have you had a credit card application declined in the past for any of the following reasons: because you’re new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At , we aim to understand individuals’ circumstances.

We’ve already helped over 250,000 people in similar situations. A could be just what you need. You can make a credit card application in about 5 minutes and we’ll give you a response within 1 minute, which could give you the financial flexibility and convenience that helps make life so much easier. It could be your first step to credit repair – putting a bad credit rating behind you!

  • Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past.
  • Apply online for a response in 1 minute!
  • No annual fee
  • Up to 56 days interest free on purchases
  • Free additional cardholder
  • Free fraud monitoring - we’ll warn you of any suspicious activity on your account
  • Chip & PIN technology for added security whenever you use your card
  • Visa is widely accepted in the UK and abroad
  • Convenient for paying online and over the phone

Apply now for your own Vanquis Credit Card and start repairing your credit »