Free Credit Card Advice

Earn up to 3 points on purchases

Put your home improvement purchases to work for you by earning 3 points for each eligible $1 spent on home improvement. That’s a full 3% Cash Back when you redeem for a check! Plus, 1 point on all other purchases and interest.

Redeem your points easily

Redeem 2,500 points for either a $25 Gift Card or Gift Certificate, or a $25 check.

Exclusive tips from the experts

Work like the pros with hints and tips in every statement, as well as an exclusive e-newsletter from the editors of The Family Handyman magazine.

Apply now for your own Chase Home Improvement Rewards Credit Card »

Apply now for your own Discover Business Miles Credit Card and pack your bags for some serious travelling!

0% Intro APR on card purchases and balance transfers for 12 months!

• No annual fee
• 12,000 Bonus Miles
• Earn Double Miles on travel and gas
• Earn up to 1 mile per dollar on all other purchases
• Travel with no restrictions - book any airline, any date, any seat
• Additional features and benefits

Apply now and get travelling!

What do you get for the Delta SkyMiles Gold Credit Card?

• Earn up to 17,500 bonus miles
• Earn at least 1 SkyMile for every eligible dollar you spend
• Always Double Miles® benefit
• Your Delta Frequent Flyer number is printed on your Card

Click on the links below for more detail on the benefits found within this page.

Earn Miles Toward Your Next Vacation

To get off to a flying start, you’ll earn 15,000 bonus SkyMiles® the first time you make a purchase with your Delta SkyMiles Gold Credit Card. Earn another 2,500 miles just for adding a second Cardmember to your account. And that’s just the beginning. You’ll always earn Double Miles on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. You can also earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases. Plus, you’ll earn one mile for every eligible dollar on virtually every other purchase you make with the Card. And it’s easy to ensure your miles never expire.

Benefits of the Card

For your added convenience, your Delta Frequent Flyer number is printed right on your Card, so you’ll have your frequent flyer information handy whenever you need it. The Card has no annual fee for the first year and a fee of $85 thereafter ($55 is waived, annual fee reduced to $30 if you have a qualifying American Express Consumer Charge Card), a competitive APR and a grace period up to 20 days. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members. Use your Card everywhere American Express Cards are accepted, and watch those SkyMiles add up!

Transfer Balances Fee-Free

Transfer balances from your higher-rate MasterCard®, Discover®, and Visa® cards to your American Express® Card account with no transaction fee! Then enjoy the low APR: a fixed rate of 9.99% for the life of the balance (until the balance is completely paid off), on BT requests submitted with this application.

Apply now and start using the rewards and benefits on the Delta SkyMiles Gold Credit Card »

Why settle for a rewards credit card that limits your choice of rewards?

With the Flexible Rewards Platinum Visa® Card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

• Merchandise - Choose from a variety of great brand name products.
• Travel - Earn airline tickets, hotel stays or car rentals.
• Cash back - Redeem 3,500 points and receive a $25 check.
• Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 6 months and no annual fee.

Apply now for the Chase Flexible Rewards Platinum Visa Credit Card »

You can’t get enough of it. So why not turn your weekly routine into wonderful rewards from Sony? Apply for the new Sony Card and your ordinary purchases earn you points towards extraordinary entertainment, from the best in movies and music to the coolest games and electronics. Plus, the Sony Card combines a generous rewards program with all the features you deserve in a credit card, such as:

• Intro 0% Fixed APR for up to 12 months*
• No Annual Fee
• Full platinum Visa® benefits

It’s the easiest way to make the most of your purchases.1

• Get 1,500 bonus points after first use
• Earn 1 Sony Reward Point for every $1 you spend–on everyday purchases
• Earn 3 Sony Reward Points for every $1 you spend–on any Sony product when purchased from an authorized Sony retailer
• Earn 5 Sony Reward Points for every $1 you spend–at SonyStyle.com and Sony Style® stores
• There are even more bonus point opportunities online

Apply now for his Sony Platinum Visa® Card »

Have you had a credit card application declined in the past for any of the following reasons: because you’re new to credit, have a history of bad credit, a bad credit rating (including CCJ’s), you’re on a low income, work part time or are self employed? At Vanquis, we aim to understand individuals’ circumstances.

We’ve already helped over 250,000 people in similar situations. A Vanquis Visa Card could be just what you need. You can make a Vanquis Visa credit card application in about 5 minutes and we’ll give you a response within 1 minute, which could give you the financial flexibility and convenience that helps make life so much easier. It could be your first step to credit repair – putting a bad credit rating behind you!

• Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past.
• Apply online for a response in 1 minute!
• No annual fee
• Up to 56 days interest free on purchases
• Free additional cardholder
• Free fraud monitoring - we’ll warn you of any suspicious activity on your account
• Chip & PIN technology for added security whenever you use your card
• Visa is widely accepted in the UK and abroad
• Convenient for paying online and over the phone

Apply now for your own Vanquis Credit Card and start repairing your credit »

The Wawa Visa® Card, issued by Chase, is designed for those with average credit who frequent Wawa gas stations and convenience stores and plan to take advantage of the reward program.

Through the reward program, cardholders earn a 10% rebate on all Wawa purchases and a 2% rebate on all other purchases for the first 90 days. After 90 days, cardholders will earn a 4% rebate on Wawa purchases and a 1% rebate on all other purchases. For those who frequently purchase gas at Wawa, this is an excellent way to reduce fuel expenditures.

Aside from the reward program, the card also offers cardholder benefits such as online account access, purchase protection, auto rental insurance, and travel accident insurance.

The card has a reasonable interest rate for purchases and balance transfers (for those who qualify), no annual fee, and a 0% introductory rate on balance transfers for the first six billing cycles.

Therefore, those who frequently purchase gas at Wawa, plan to take advantage of the reward program, and qualify for the lowest rate offered will benefit most from what the Wawa Visa® Card has to offer.

Apply now for the Wawa Visa Credit Card and take advantage of these benefits:

• Various Internet account related services.
• Emergency cash replacement.
• Emergency card replacement.
• Lost and stolen card reporting.
• Auto rental insurance.
• Travel accident insurance.
• Extended warranty for purchases.
• Purchase protection.
• No liability for unauthorized transactions.
• See website for additional benefits »

Your Choice. Your Chase.

Choose all the privileges of Chase Visa® Platinum, with 0% Introductory APR for up to 12 months.

• 0% Intro APR for up to 12 months1
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
• No Annual Fee
• FREE Online Account Access
• FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Apply now for your own Chase Platinum Visa Credit Card »

Apply online for your United Mileage Plus® Platinum Business Card.

See the benefits:

• Earn 17,500 bonus miles - 17,500 bonus miles after your first purchase
• 2 miles for every eligible $1 spent
  • 2 miles for every eligible $1 spent on United purchases
  • 1 mile for every eligible $1 spent on all other purchases
• First year free - First year annual fee waived — a $75 value
• Exclusive cardmember redemption options
  • Redeem for traditional Mileage Plus awards — Saver, Standard and Upgrade awards
  • Or redeem for exclusive cardmember awards: flights, hotel stays and car rentals — all with no blackout dates or inventory restrictions — and Economy Plus AccessSM and Elite Qualifying Miles.
• Earn travel certificates after first purchase
  • One-way, 1,000 mile, one-class upgrade certificate
  • $25 United discount travel certificate
• Visa® Platinum Business Card benefits

Apply now for your own United Mileage Plus® Platinum Business Card and take advantage of the great offers »

What benefits does the MBNA Self Employed Business Card give you?

• Business credit away from your normal bank account – no pressure from your bank manager
• One account - multiple cards - You’re the boss – you control the account (choose individual credit limits for each cardholder)
• Tailored Monthly Company Summary and individual cardholders statements, broken down into business specific categories.
• Credit Card and cheque book in your company name
• CHIP security technology for extra security against fraud
• Exclusive membership privileges – Free Insurances (Employee Misuse, Purchase Protection) plus a range of business related supplier discounts (Hertz, Banner, Hotelsmart, RAC, Dial a Phone)
• Dedicated Account Team where you talk directly to a person educated to help you
• And quickly: 0% for 12mths on BT, 0% for 3mths on CP, 15.9% APR

* Provided you pay your statement balance in full and time every month

So apply now for your own MBNA Self Employed Business Card and take advantage of the benefits offered »