American DreamCard™ Platinum MasterCard®

What are the main attractions of the ? Here’s three great reasons:

  1. It’s smart, with rates and terms that are easy on the pocketbook.
  2. It’s easy, with flexible guidelines that meet your needs.
  3. It’s safe, with fraud protection and no liability for unauthorized transactions.

The particulars, the Terms and Conditions of importance:

  • APR: 0%1 Fixed for 5 months, thereafter 12.99% or 17.99% variable (Minimum APR: 12.99% or 17.99%)
  • Purchase APR (variable): Penalty APR: 19.99% or 25.99%* (Minimum APR: 12.99% or 17.99%)*
  • Promotional Balance Transfers APR: 0%1 fixed for 5 months; thereafter 12.99% or 17.99% (Minimum APR: 12.99% or 17.99%)
  • Cash Advances APR: 19.99% or 23.99% (Minimum APR: 19.99% or 23.99%); Penalty APR: 25.99% or 29.99%* (Minimum APR: 19.99% or 23.99%)*
  • Grace period for purchases, at least 20 days
  • Transaction fee for cash advances: $5 for each cash advance of $100 or less from any Automated Teller Machine (ATM), transfer or convenience check; for all other cash advances (listed above) greater than $100 and all other cash advance transactions, $15 or 4%, whichever is higher.
  • Foreign currency exchange fee: 2% of the U.S. Dollar equivalent amount of each purchase made in a foreign currency.

What are you waiting for? Apply for the d right now and start earning your