Free Credit Card Advice

Eufora’s Credit Builder program offers everything you want in a credit card, without all the interest charges. With Eufora Credit Builder, you are no longer limited to high fee and interest, “less than perfect” credit cards! The Eufora Prepaid MasterCard® with Credit Builder, is the LEADING prepaid card that helps you build or rebuild your credit! When you choose Credit Builder your monthly payment history with respect to the Eufora Credit Builder Installment Contract will report to TransUnion and Experian, two of the country’s largest credit reporting agencies.

Credit Builder helps you build or rebuild your credit, for much less than any “bad credit” credit card on the market! Compare Eufora Credit Builder to other Prepaid and “bad credit” credit cards.

Credit Builder is an option available only with membership in the Preferred or Elite Eufora Prepaid MasterCard Cards. It requires a two year Eufora Membership commitment and a low processing fee of only $19.95. Eufora even lets you pay your Eufora annual Membership fee and processing fee monthly, with just 12 low, easy payments!+

• Simply choose the Preferred or Elite Membership Level;
• Select the Eufora Prepaid MasterCard and Credit Builder option during your application process;
• If you don’t qualify for or fail to apply for our Eufora Credit MasterCard, you’ll be issued a Eufora Prepaid MasterCard with Credit Builder and you could be on your way to a better credit rating!

Why not find out now if the Eufora Elite Credit Builder Prepaid MasterCard is for you »

The highlights of the Delta SkyMiles Gold Credit Card:

• Special offer: 15,000 bonus miles with your first purchase¹
• 2,500 bonus miles for adding an additional cardmember²
• No annual fee for the first year- a savings of $853
• Always Double Miles® on eligible everyday purchases and all Delta purchases⁴
• One mile for every other eligible dollar spent

Some of the smallprint you should know:

• 1 - 15,000 bonus miles will be awarded after your first purchase on the Gold Delta SkyMiles Credit Card [in the increments of 10,000 as a Welcome Bonus and 5,000 for this special offer]. Please allow 8 to12 weeks after your first purchase for the bonus miles to appear in your Delta SkyMiles account. This offer is valid for first-time Delta SkyMiles Cardmembers only. If you already have or had any other Delta SkyMiles Credit Card from American Express Account(s), you are eligible to receive only the incremental difference between the Welcome Bonus miles offered herein and the amount offered with such other Account(s). You may be permitted to have more than one Delta SkyMiles Credit Card account; however, you are eligible to receive bonus miles for only one Card account. Additional Cardmembers are not eligible.
• 2 - 2,500 bonus miles will be awarded to your Delta SkyMiles account in 8 to12 weeks for an approved Additional Card submitted with this application.
• 4 - Always Double Miles® offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, on qualifying purchases at the U.S. Postal Service, on wireless phone bill payments, and qualifying Delta purchases. Offer applies for U.S. transactions only. Not valid in the departments of superstores or warehouse clubs. To pay your wireless phone bill automatically using your Delta SkyMiles Credit Card, please call your wireless service provider. Offer applies to qualifying Delta or Delta Connection® flights taken with the purchase of a fare that is eligible for frequent flyer mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages. In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers) not including bonuses. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit delta.com/skymiles.

So what are you waiting for exactly? The Delta SkyMiles Gold Credit Card is waiting for you »

Miles by Discover - the credit card for the traveller in you.

So what can Miles by Discover actually do for you? Let’s see:

• Travel with No Restrictions - Book any travel through any airline, travel agent, or online travel site with no blackout dates or advance bookings.
• Earn Miles Faster - Double miles on up to $3,000 in travel and restaurant purchases each year and 1 Mile for every $1 on all your other personal and business purchases.
• Redeem Faster with More Options - Choose a travel credit to your account starting at just 5,000 Miles, gift cards from 50 brand-name Partners starting at just 1,000 Miles, or cash.
• 12,000 Bonus Miles
• 0% Intro APR - on Purchases and Balance Transfers for 12 months

Wow that’s a whole boatload of things right off the bat for having a Miles by Discover Credit Card!

Special notes on rewards: Earn unlimited rewards on all purchases. Earn 2 Miles for each dollar you spend on your first $3,000 in annual travel and restaurant purchases. In addition, earn 1 Mile for each dollar you spend on all other purchases, including combined annual travel and restaurant purchases in excess of $3,000. Travel purchases are those made on airline tickets, hotel rooms, car rentals, cruises, tour operators and vacation packages purchased through travel agents, including online purchases. Restaurant purchases are those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Full terms and conditions, including redemption information, will be sent with your Card.

So what are you waiting for? The Miles by Discover Credit Card is waiting for you »

You can’t get enough of it. So why not turn your weekly routine into wonderful rewards from Sony?

Apply for the new Sony Credit Card and your ordinary purchases earn you points towards extraordinary entertainment, from the best in movies and music to the coolest games and electronics. Plus, the Sony Credit Card combines a generous rewards program with all the features you deserve in a credit card, such as:

• Intro 0% Fixed APR for up to 12 months
• No Annual Fee
• Full platinum Visa® benefits

It’s the easiest way to make the most of your purchases.

• Get 1,500 bonus points after first use
• Earn 1 Sony Reward Point for every $1 you spend–on everyday purchases
• Earn 3 Sony Reward Points for every $1 you spend–on any Sony product when purchased from an authorized Sony retailer
• Earn 5 Sony Reward Points for every $1 you spend–at SonyStyle.com and Sony Style® stores
• There are even more bonus point opportunities online

Apply for your own Sony Platinum Visa Credit Card now and starting earning some reward points »

Fast—and flexible—travel rewards. Earn points quickly and choose rewards from over 20 airlines.

• Get 5,000 Bonus Membership Rewards® points redeemable for Rewards right away 2
• The Membership Rewards program also lets you transfer points to 16 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
• Global Assist® Hotline allows you to travel with total peace of mind when you are more than 100 miles away from home3
• Many other travel and shopping benefits
• No Pre-set Spending Limit†

Apply right now and see if you qualify for the American Express Preferred Rewards Green Card »

Earn rebates at any gas station when you use the Chase PerfectCard™ MasterCard®.

• 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
• 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
• 1% rebates on ALL other purchases made anywhere else
• 0% Intro APR for up to 6 months*
• No Annual Fee

Earn rewards wherever the road takes you with the Chase PerfectCard.

Rebates are automatically credited toward future purchases made on your card.

Apply now for the Chase PerfectCard »

Experience the Buying Power and Convenience of an Orchard Bank Credit Card.

With our MasterCard Selector, you supply the information required to apply for a credit card. We then provide a recommendation for a credit card that best fits your needs before you continue with the application process. Once you’ve reviewed our recommendation, you can then choose to apply for your custom fit credit card. To start, answer the questions below and click Continue Application.

By completing the Pre-qualification Form, you certify that the information is true and accurate and agree that HSBC Bank Nevada, N.A. may use it along with the information contained in a credit bureau report on you, for the purpose of pre-qualifying you for a credit card.

*To Receive Your Card in 3 Days - You must apply via Internet, select Rush Processing and if you are approved, you could receive your card in 3 days. If you choose Rush Processing, a fee will apply.

Apply for the Orchard Bank Platinum MasterCard Credit Card now »

The WorldPerks Visa Platinum Credit Card offers you a fast and easy way to earn additional WorldPerks miles without leaving the ground. Use your WorldPerks Visa Card to charge everyday purchases as well as large purchases like home furnishings and travel, and earn WorldPerks miles for the dollars you spend. Now that Northwest Airlines® is a member of the SkyTeam® Global Alliance, you’ll have even more redemption opportunities! Combine the miles you earn with your Northwest Airlines flight miles and other partner miles to earn award travel faster on Northwest Airlines, KLM Royal Dutch Airlines, Continental Airlines, Delta Air Lines, Alaska Airlines and other qualified WorldPerks Airline Partners.

Visa is accepted at millions of locations worldwide, so you can use it almost anywhere you can pay cash or write a check.

Now take advantage of this special limited-time offer: apply for the WorldPerks Visa Card today and earn up to 10,000 Bonus Miles!* Don’t delay - it’s your opportunity to earn even more WorldPerks miles!

*10,000 one-time Enrollment Bonus Miles will be awarded to new WorldPerks Visa Signature Card accounts (7,500-mile Enrollment Bonus for new WorldPerks Visa Platinum Card accounts) when you are approved for a Card and pay your annual fee or use your Card for purchases, whichever occurs first. You are eligible to receive one-time Enrollment Bonus Miles for each new WorldPerks Visa Platinum or Signature Card account type. Cardmembers with existing or previous WorldPerks Visa Platinum or Signature Card accounts do not qualify for Enrollment Bonus Miles for a similar account type. One-time Enrollment Bonus Miles do not apply towards account upgrades. Offer may not be combined with any other enrollment offer. Please allow 6-8 weeks for your Enrollment Bonus Miles to be credited to your WorldPerks account. Applicants for a WorldPerks Visa Signature Card who only qualify for and receive a WorldPerks Visa Platinum Card earn a 7,500-mile Enrollment Bonus. Standard award travel is subject to seat availability. Increased availability is offered through RuleBuster^SM pricing option. Visit nwa.com® for details.

Apply now for your WorldPerks Visa Platinum Credit Card »

So what’s so special about this American Express One Credit Card?

• Get $50 to jump-start your savings after your first purchase
• Earn a competitive Annual Percentage Yield (APY), currently 5.00% (variable rate as of 2/1/2007)
• The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
• No annual fee the first year - that’s a $35 savings4
• No Preset Spending Limit

Every dollar spent can be money saved and interest earned

The American Express One® Card offers an altogether different way to save for your future. Your Card comes linked to a competitive FDIC-insured High-Yield Savings Account. And with the Savings Accelerator Plan, a full 1% of all your eligible purchases will be deposited into this Savings Account at American Express Bank, FSB. It’s automatically set up for you when you activate your Card. Plus you’ll get $50 to jump – start your savings after your first purchase.

Carry a balance without paying interest on new purchases

Unlike most cards, the American Express One® Card offers a feature called Interest Protection. With it, you can pay your bill in full at the end of the month or pay over time – but you never pay interest on new purchases. So – by choosing to pay with the American Express One® Card – not only are you free to carry a balance for last month’s vacation, you can also avoid paying interest on this week’s groceries.

No pre-set spending limit

One from American Express has no pre-set spending limit which gives you purchasing power that adjusts with your use of the Card. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit record, and financial resources known to us.

See? Why not apply now for your own One from American Express »

0% APR on Card Purchases for 12 months

Ok asides from that obviously great offer, what else does the Discover Business Miles Credit Card offer?

• No Annual Fee
• Earn Double Miles on travel and gas
• Get up to 1 mile per dollar on all other purchases
• Book any airline, any seat, any date

Earn Miles faster - use them toward your next vacation

• Earn Double Miles on up to $5,000 in gas and travel purchases*
• Redeem for travel credits starting at just 5,000 Miles
• Redeem for gift cards from one of our 50 brand-name Miles partners

Pay vendors who don’t accept credit cards - track spending easier

• Use fee-free Purchase Checks to pay merchants and suppliers who don’t accept credit cards—earn Miles and get the same grace period and Standard APR* as your card purchases
• Access quarterly and annual statements online and download directly into QuickBooks®
• Get free additional cards for employees—control spending and earn Miles on each card

Get service that goes the extra mile

• Talk to a dedicated Business Card Specialist who’s trained to handle your account needs. They’ll answer your call in less than a minute and take it from there.

Apply now for the Discover Business Miles Credit Card and start saving yourself some serious money, and earning great rewards!