Barclaycard Business is backed by the resources and financial experience of Barclays Bank, one of the world’s premier financial institutions and Europe’s largest issuer of charge, credit and debit cards - and you don’t even have to bank with Barclays to benefit. Barclaycard Business gives you a choice of cards and fees to suit the needs of your business. With Barclaycard Business Credit Card you can use it to pay for any business expenditure, including petrol, office supplies, hotel and travel tickets.
What does a Business Credit Card do for me?
A business credit card account brings services and support to your business life. It’s like having a highly-valued employee —one that gives you back all the pleasures of owning and managing your own company.
Once you have secured a card account for your business, you’ll wonder how you ever managed without it. It can help you in almost every area of running your business from accounting to travel arrangements.
Business credit card accounts are also invaluable tools when you need to respond quickly to an unexpected opportunity.
Click here to apply for a business credit card: Business Barclaycard
Do I need to have an account with the issuing bank to be eligible?
Some issuers require you to hold your current account with them in order to be eligible for their business credit card account. Others such as Barclaycard Business do not. Always read the terms and conditions carefully.
Let the card work for you
A Charge Card can bring some unique benefits to your business. It has no pre-set spending limit so you get the flexibility you need to buy what your business needs. And provided you pay your account on time and in full every month, you often have almost two months (some up to 57 days) interest-free credit on card purchases. The exact number of interest free days varies according to the card issuer. But no matter the duration, they are very useful tools to help improve your cash flow.
Protection
Business Credit Card accounts come with no liability clauses for fraudulent use of your cards if they are lost or stolen- providing you notify the issuer as soon as it cannot be found. Some business credit card providers an online guarantee; with more business travellers booking travel online, this guarantee can cover the business for any unauthorised e-commerce transactions.
Supplemental Cards
Business Credit Card accounts make it possible to add as many supplementary cards as your business needs. Some issuers charge a fee for additional cardholders and others don’t. Read the terms and conditions supplied by the card issuer carefully! This cost factor alone will make a big difference in the actual cost to your business of having the account.
Many issuers will wave the first year’s annual fee, regardless of how many cards you decide the business needs.
