Discover® Platinum Card

What do you, the consumer, get in the ?

  • 5% Cashback Bonus in popular categories that change four times a year like travel, apparel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards
  • $0 Fraud Liability Guarantee
  • Easiest online account management options
  • No annual fee

Sounds like a good deal for a doesn’t it?

Getting down to the financial figures here are the APRs that the offers:

  • Annual Percentage Rate (APR) for Purchases - 0% until the last day of the billing period ending during August 2008; then the standard APR, a rate between 10.99% and 17.99%
  • Other APRs:
    • Balance Transfers: 0% until the last day of the billing period ending during August 2008; then the standard APR for purchases
    • Default Rate: Up to 28.99%
    • Cash Advances: 20.99%
  • Grace Period for Repayment of the Balance of Purchases - At least 25 days when you pay your balance in full each month
  • Method of Computing the Balance for Purchases - Two-cycle Average Daily Balance (including new purchases)
  • Annual Fee: NONE
  • Minimum Finance Charge: $.50

So if you’re interested in a card that really rewards you, the could be your ticket!