Pulaski Bank Visa®/MasterCard®

If you’re currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation, a or VISA® Card.

What special benefits does the give you?

  • Annual Percentage Rate for Purchases and Cash Advances: 7.99%
  • Annual Percentage Rate for Balance Transfers: 0% APR for 6 billing periods from the posting date of the balance transfer check
  • Other APRs: Default APR: 18% on all balances
  • Grace Period for Repayment of Balances for Purchases: You have 25 days to repay your balance for purchases before a finance charge on purchases will be imposed. If the new balance is not paid in full within 25 days, a finance charge will apply to both the balance remaining (including current billing cycle transactions) and to all transactions during succeeding billing cycles until the new balance is paid in full.
  • Annual Fees: $35.00 for VISA Classic and Standard MasterCard Account
  • Minimum Finance Charge: $1.00
  • Cash Advance Fee: None
  • Late Payment Fee: $15.00 for balance less than $100.00, $29.00 for balances of $100.00 to $1000.00, $35.00 for balance greater than $1000.00
  • Over-the-Credit-Limit Fee: $35.00
  • Insufficient Check Fee: $29.00
  • Foreign Transaction Fee: 2% of the transaction amount

Apply now for the !