No Credit Check Required
New Millenium Bank verifies only your age, social security number and residence. They verify this information through a third party source. They do not consider your credit history in connection with your application.
Double Your Money Back Guarantee
You will be approved if you meet the Guaranteed Approval Requirements below. In addition, to show their confidence in this offer, they will pay you double the processing fee back per the Double Money Back Conditions below in the unlikely event of your not being approved for this offer.
Build Your Credit
Build your relationship with your New Millennium Bank secured Platinum credit card account. You’ll enjoy these valuable benefits when you make your payments on time: a solid credit history on your account and the ability to request credit line increases at any time with additional deposit.
Credit Limit
Your credit cards will have a credit limit of $300.00 to $5,000.00.
You determine your credit limit by the amount you deposit in your collateral savings account with New Millennium Bank. Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 per card. You will be sent your confirmation and savings account materials after they receive your acceptance form and processing fee.
Guaranteed Approval Requirements
Your credit history will NOT be checked. Your approval will be based on verifying the information you supply to New Millenium Bank regarding your age (at least 18, 19 in NE), social security number and residence. Your approval is also based on your agreement to open an FDIC insured savings account (minimum $300 — maximum $5,000 per card) with New Millennium Bank, Member FDIC. This is your money, but you pledge it to secure repayment of all credit extended through this program. If you do not open an account meeting these requirements within 60 days, this offer of credit may be withdrawn.
New Millennium Bank has helped thousands of people get their Visa® and/or MasterCard® through our unique, national secured credit card program. New Millennium Bank is known for excellence such as:
- An established track record of trust and safety.
- Rated 4 stars (Excellent) by Bauer Financial Services.
- Passes stringent annual reviews by federal and state regulatory groups responsible for the safety and soundness of the national banking system.
- Deposited funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).
Fees and Disclosures
- Annual Percentage Rate 19.5% APR
- Balance Computation Method Average Daily Balance (including new purchases)
- Annual Fee $59 / yr.
- Grace Period for Purchases :: None
- Minimum Finance Charge $0.50
Other fees that apply: Processing fee: $99.95 for one card or $129.95 for both. Late payment and over limit fees are as follows; late: $20 ; over limit: $20. Cash advance fee is 2% of advance (min. $1, max. $20). The processing fee is a finance charge for Truth in Lending purposes. All terms are subject to change as provided in the cardholder agreement.
What are you waiting for? Apply for the New Millenium Bank Platinum Visa (or MasterCard) right now!
