Continental Finance offers a “Gold Card” that has a credit limit of $300.00 with an initial available credit of $75.00 and a “Classic Card” that has a credit limit of $300.00 with an initial available credit of $53.00. The account for which you qualify, if any, depends on whether you meet the credit eligibility requirements that Continental Finance has established for each type of account. You will first be considered for the Continental Finance Gold MasterCard. If you do not qualify for the Gold Card, then Continental Finance will consider you for the Continental Finance Classic MasterCard.
- As Low As 9.75% APR
- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- FREE Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
Remember that this card, the Continental Finance Gold MasterCard is specifically a card for people with bad credit. As such you might be surprised by the setup fees, but they are as much for Continental Finance’s protection as your own. If you are serious about rebuilding your credit then you will understand and work hard to maintain a good credit history.
Fees associated with the Continental Finance Gold MasterCard:
- Account Set-Up Fee: $99.00 (one-time fee)
- Program Participation Fee: $89.00 (one-time fee)
- Annual Fee: $27.00
- Account Maintenance Fee: $120.00** (annualized)
The usual transaction fees apply that you will find on most credit cards:
- Transaction Fee for Foreign Currency Transactions: 2% of any transaction made in a foreign currency that is converted to U.S. Dollars by Visa or MasterCard
- Transaction Fee for Cash Advances: 3% of the amount of the Cash Advance, but not less than $5.00
So if you are serious about rebuilding your credit, then this might just be the card for you. Apply now for the Continental Finance Gold MasterCard!
