Gold credit cards are offered by many of the UK’s leading banks. Once the preserve of the very rich (or the very indebted) they are now offered to more and more customers - often as nothing more than a marketing gimmick. Indeed the rates offered on gold cards are no different to companies standard credit cards. And while some gold cards are competitively priced they can can often been beaten for rates by many of the “normal” credit cards on the market.
However, in some cases a gold card can make a great deal of sense, especially if you hanker for that extra bit of exclusivity when you pull your credit card from your wallet. There are generally more restrictions on gold cards usually dictated by personal income. A ball park figure of around £20,000 per annum income is required on many gold credit cards. We have listed some of the best gold card offers below.
