Sometimes we all get into trouble managing our credit and in this day and age its all too easy to get a poor credit history. Simply missing a few minimum payments on your credit cards can affect your credit history and once you get on a downward spiral it extremely hard to get out of.

Read our guide to bad credit history to find out how to get your poor credit history or ccj’s, or anything to do with poor credit back on track.

So you have decided its time to get your bad credit history in order and now you need a credit card to finally put your credit record on the right track. But its not always that easy. Most of the mainstream credit card companies will not lend to anyone with a poor credit record. Fortunately there are some companies that take a flexible approach to credit scoring even if you have been turned down for a credit card in the past.

The interest rates charged on these products are higher than you would normally find on other credit cards to reflect the credit builder nature of these products. The important thing to remember with these cards is to use them as a vehicle to rebuild your credit history not simply compound your existing problems so use them wisely!

If you want to know what your credit score is, find out today with an Equifax Credit Report Now!

To apply for a credit card even if you have bad credit, you should try the .